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Some of the most common questions asked by UK Funeral Directors



Who are you?

MacManus Funeral Director Finance (a trading style of MacManus Asset Finance Ltd) is an independent funeral vehicle finance brokerage based in South Wales but with clients throughout the UK.


We have traded since 2005 and our team has assisted funeral directors finance their vehicles since 2002.



What vehicles can you finance?

We make a bold claim that we can finance "any funeral vehicle, any age, any supplier" but we have yet to see this proved false.


We have financed new and used hearses, limousines and removal vehicles supplied by all of the main funeral vehicle suppliers in the UK.


In addition we have funded vehicles as old as 1950's and vehicles supplied by one funeral director to another.


In a nutshell, if you need a funeral vehicle, whatever it is and wherever its coming from, we can fund it. 



How much can you finance?

In general terms most finance companies ask for a deposit of 10% of the gross vehicle cost, and can therefore finance 90% of the gross vehicle cost.


It is possible for some businesses to finance 100% of the cost, subject to underwriting, but assuming a 10% deposit is sensible initially.


If the funeral vehicle is being sold with VAT many banks will ask you to pay all the VAT plus 10% deposit - you should not need to pay this much.


Funeral directors are VAT exempt businesses and as such we can fund based on the gross vehicle cost and not the net cost providing a valuable cashflow benefit to your business. 

How long can you finance my vehicle for?

In general terms 7 year funding is available for new vehicles and 5 year funding for used vehicles.

How much do you charge?

Our brokerage servce is entirely free.


We approach our funders on your behalf to secure the best possible finance deal we can. All costs are clearly disclosed and there is no obligation or risk in working with us.


Whether we secure finance for you or not you will never be asked to pay us a penny.


Even if we provide you an offer of finance you can walk away at any time, without cost or obligation. 









Finance Application Forms

Are you a sole trader, partnership or limited company?

MacManus Asset Finance Limited Registered Address: 1a Ynysmeurig Road, Abercynon, CF45 4SY. Company Number 05785432. 

MacManus Asset Finance Limited is an independent finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and so are unable to provide you with independent financial advice. MacManus Asset Finance Limited may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them.

MacManus Asset Finance Ltd is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority. Firm number 625035. 

MacManus Asset Finance aims to provide our customers with the highest standards of service. If our service fails to meet your requirements we will endeavor to find a resolution.

View our complaints procedure.

Copyright 2015: MacManus | Funeral Director Finance.
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